Life after Bankruptcy

Most people believe that once you file bankruptcy, you will never be able to obtain credit or have a life after bankruptcy. This is simply not true. In fact, it’s quite the opposite. When an individual seeks relief under Chapter 7 or Chapter 13 of the Ba ...

Debt Negotiation

If you don’t qualify for Chapter 7 or Chapter 13 Bankruptcy, it might be best to talk about debt negotiation.. Our office is experienced in negotiating debts down to a one time low settlement. (Results vary). Our goal is to reduce the obligation by 50% o ...

Chapter 13

Chapter 13 bankruptcy is also referred to as a "reorganization" bankruptcy. A Chapter 13 Bankruptcy is where an Individual or married couple proposes to pay back their debt over a 3-5 year period.  Chapter 13 Bankruptcy can be beneficial for those who ar ...

Chapter 7

Chapter 7 bankruptcy is referred to as the “Fresh Start” bankruptcy and wipes the slate clean for individuals. Most people file Chapter 7 because it eliminates obligations of the debts through a Chapter 7 bankruptcy discharge. When an ...