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Bankruptcy
At the Majors Law Group we can help explain your legal options in easy and understandable terms. We provide an in depth consultation where we will go over your case and provide you with honest and accurate advice.
Personal Injury Law
At the Majors Law Group we believe in handling your personal injury case while you focus on getting better. Contact us now to see how we can help you recover from a personal injury or serious accident.
Bankruptcy
At the Majors Law Group we can help explain your legal options in easy and understandable terms. We provide an in depth consultation where we will go over your case and provide you with honest and accurate advice.
Personal Injury Law
At the Majors Law Group we believe in handling your personal injury case while you focus on getting better. Contact us now to see how we can help you recover from a personal injury or serious accident.
Offering Personalized Service with:
- Quality and Integrity
- Honest and Accurate Legal Advice
- Prompt and Attentive Communication
- Full Service Representation
- Available Evening and Saturday Appointments
Dominic Majors, Esq.
Attorney at Law
Licensed in Washington, Arizona, and California
Offering Personalized Service with:
- Quality and Integrity
- Honest and Accurate Legal Advice
- Prompt and Attentive Communication
- Full Service Representation
- Available Evening and Saturday Appointments
Dominic Majors, Esq.
Attorney at Law
Licensed in Washington, Arizona, and California
Majors Law Group
Chapter 13 Bankruptcy Lawyer in Phoenix
If you’ve fallen on hard financial times in Arizona, you may have started a search for a “Chapter 13 bankruptcy attorneys near me.” This is a type of bankruptcy for individuals rather than corporations, partnerships, or LLCs. If you’re not sure if it’s the best choice for your situation, you can always talk to the seasoned professionals at the Majors Law Group.
What is Chapter 13 Bankruptcy?
With Chapter 13 bankruptcy, you will end up repaying your debts over the course of a three- or five-year plan that has been approved by the court. The creditors must sign off on the plan you’ve proposed. As long as you are following that plan, typically any remaining debt will be discharged at the end of that three- or five-year time period.
Chapter 13 Bankruptcy Attorney
How to Qualify for Chapter 13 Bankruptcy in Phoenix
Just like with Chapter 7 bankruptcy, you must first complete credit counseling and it must be within 180 days of filing. Make sure your course is with an approved agency. Otherwise, it will not count. You’ll need to have established Arizona residency for at least 90 days before you file for bankruptcy. You will also need to provide the court with your tax returns for at least four years.
Your income will also play a crucial role in qualifying for Chapter 13 bankruptcy as you will need enough wages to make your repayment plan while also considering your necessary living expenses. Unlike with Chapter 7 bankruptcy, there are certain limits to your debt. These are subject to change based on the consumer price index.
Get Back on Your Feet with the Chapter 13 Bankruptcy Attorneys in Phoenix at the Majors Law Group
Whether you’ve decided that Chapter 13 bankruptcy fits your circumstances or you’re still sorting through your options, your search for a “Chapter 13 bankruptcy attorney near me” should end with the Majors Law Group. As your experienced Chapter 13 bankruptcy attorney Phoenix, we will be happy to discuss your options with you. To sign up for your free, risk-free consultation, get in touch today!
Serving All Over Arizona
Arizona Bankruptcy Attorney
Zero Down Arizona Bankruptcy Filing with Affordable Payment Plans
This is the First Step Towards Your New Future
Testimonials
What People are Saying
“These guys (and gals) are awesome.”
Jesse K.
“Majors Law Group was great!”
Mitch Loar
“Dom and his crew are absolutely amazing.”
Justin Lewis
“Majors law group is the very best!”
Julia Gutierrez
Chapter 13 Bankruptcy Attorney
Finding an affordable Chapter 13 bankruptcy attorney is useful for those who have unsecured debts under $336,900 and secured debts under $1,010,650. Bankruptcy under this circumstance allows an individual to develop a payment plan that lasts between three to five years. The determination of whether your payment plan lasts three or five years depends on your level of income.
A Chapter 13 bankruptcy attorney will also help with ensuring one of the most important components of this bankruptcy pathway, and that is avoiding a foreclosure on your home. Chapter 13 bankruptcy will allow you to stop foreclosure proceedings and develop a payment plan for delinquent mortgage payments.
Additionally, Chapter 13 bankruptcy will stop debt collectors from calling you, sending you mail, or attempting to repossess your assets. All of your debts will be consolidated to a Chapter 13 trustee who will then redistribute the funds to creditors over a 3-5 year Chapter 13 Plan.
If you are looking for an experienced Chapter 13 bankruptcy attorney in Arizona, do not hesitate to contact the Majors Law Group to set up a free consultation. We know that even the thought of filing for bankruptcy is stressful, but we are here to help and make sure that you reach the best possible outcome.
Chapter 7 Bankruptcy Attorneys
Chapter 7 bankruptcy attorneys help the majority of bankruptcy clients through this filing process because it is the most common form of bankruptcy. This type of bankruptcy allows clients to discharge most types of debt, this includes medical debt, credit cards, repossessions, and some tax debt if they are over three years old.
When exploring bankruptcy options, a chapter 7 bankruptcy attorney will advise you on whether or not you meet the qualifications. Individuals undergoing Chapter 7 bankruptcy must have less than Arizona’s median income for their family size, or they must pass a Means Test. Additionally, people undergoing Chapter 7 bankruptcy will not be eligible if they have previously filed for Chapter 7 bankruptcy within the last eight years. If you are unsure about your eligibility for Chapter 7 bankruptcy, you may want to consider scheduling a free consultation with a Chapter 7 bankruptcy attorney from Majors Law Group.
At Majors Law Group, we recognize that going through the bankruptcy process is a stressful and scary journey. We are here to lessen the burden and make sure you make it through to the other side so you can start fresh.