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Chapter 13 bankruptcy is also referred to as a “reorganization” bankruptcy. A Chapter 13 Bankruptcy is where an Individual or married couple proposes to pay back their debt over a 3-5 year period.  Chapter 13 Bankruptcy can be beneficial for those who are delinquent on their car payments or mortgage payments or both. Chapter 13 can reduce interest, penalties, and the secured balance on certain claims 

Another benefit of Chapter 13 Bankruptcy is that it allows you to include your arrears (past due payments) into the 3-5 repayment Plan. It is important to talk with an experienced Chapter 13 bankruptcy Attorney to determine what options are best for you.

Click here or call (602) 892-1111.

Benefits of Chapter 13 Bankruptcy:

  • STOP FORECLOSURE AND SAVE YOUR HOME
  • GET CAUGHT UP ON PAST DUE CAR PAYMENTS 
  • STOP WAGE GARNISHMENTS 
  • STOP PENALTIES  and REDUCE INTEREST ON TAX DEBT
  • CRAMDOWN VEHICLE DEBT