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BANKRUPTCY
At the Majors Law Group we can help explain your legal options in easy and understandable terms. We provide an in depth consultation where we will go over your case and provide you with honest and accurate advice.
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Dominic Majors, Esq.
Attorney at Law
Licensed in Washington, Arizona, and California
Majors Law Group
Chapter 7 Bankruptcy Attorney in Phoenix
There are some circumstances where filing for Chapter 7 bankruptcy and getting a Phoenix bankruptcy lawyer is in your best interest. It can relieve a tremendous burden and help you get on your way to rebuilding your life. However, it’s definitely not your only option. The Majors Law Group has led the Phoenix area as a bankruptcy services law firm for many years and can help you determine the right next step for your situation and make navigating this challenging time as easy as possible.
What is Chapter 7 Bankruptcy?
Chapter 7 bankruptcy is for individuals rather than businesses. Some Phoenix area Chapter 7 bankruptcy lawyers refer to this option as liquidation because it involves selling your assets to pay off your debts. The only debts that will be exempt from Chapter 7 include student loans, child support, alimony, fraudulent debts, and certain types of taxes. As long as your debts are dischargeable, you won’t have to worry about a debt limit disqualifying you from Chapter 7.
Usually, a trustee will be the one to collect your assets and sell them. Any proceeds will go to paying your creditors, but the trustee will also earn a commission on the sales for assisting in the process. Note that there are some assets that are exempt. In Arizona, exemptions include your home and car as well as $6000 of household furnishings for individuals or $12,000 in household furnishings for married couples that have filed a joint case. There are also some exemptions on clothing, musical instruments, engagement and wedding rings, and tools that your Phoenix chapter 7 bankruptcy Lawyers can help you with. If you’re in the process of repossession or foreclosure, these will have to stop immediately when you file for bankruptcy. All of this happens fast so you can get a clean slate to start over. Speak with a member of our experienced Phoenix chapter 7 bankruptcy lawyer team for more information today!
Chapter 7 Attorney
How Do I Qualify for Chapter 7 Bankruptcy?
To file your Chapter 7 bankruptcy in Arizona, you must have lived here for at least 90 days. You should have already completed credit counseling within 180 days of filing and submit your certificate of completion to the court. You’ll have to complete what is known as the means test if your income is above that of the median household of your size in Arizona.
Discuss Your Options with an Experienced Phoenix Bankruptcy Lawyer
If you’ve been looking for a top rated Chapter 7 Bankruptcy Attorney in Phoenix your search can end here with the Majors Law Group. We are happy to offer you a free consultation. To get started, all you have to do is contact our bankruptcy lawyers today!
Serving All Over Arizona
Arizona Bankruptcy Attorney
Zero Down Arizona Bankruptcy Filing with Affordable Payment Plans
This is the First Step Towards Your New Future
Testimonials
What People are Saying
“These guys (and gals) are awesome.”
"Always super responsive, very friendly - and you can tell they genuinely care. My process was (shockingly) pain-free, which speaks volumes. I seriously can't say enough good things!"
Jesse K.
“Majors Law Group was great!”
"Anytime we had a question or needed help throughout the process, they responded quickly and with up to date information. They made the process very seamless and easy! Thank you! "
Mitch Loar
“Dom and his crew are absolutely amazing.”
"They were always there every step of the way. Will always recommend their services to anyone in need."
Justin Lewis
“Majors law group is the very best!”
"Not only are they always willing to answer any little or big questions you may have the staff is very knowledgeable and professional . I appreciate every single one of you . Thank you so much ! I definitely do recommend them to everyone in need."
Julia Gutierrez