SBA Offer in Compromise Attorneys
Legal representation for business owners and personal guarantors resolving SBA EIDL and 7(a) loan balances through an Offer in Compromise. Free consultation in Arizona and Washington.
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SBA Relief Made Painless, Powered by bankruptcy.ai
SBA compromise submissions live or die on documentation. Our bankruptcy.ai-powered intake gathers your financial records securely — including through Plaid — while our attorneys build and argue your case. The result is a faster, more affordable process with far less paperwork on your desk.
Book a Free ConsultationSBA Offer in Compromise Attorneys for EIDL and 7(a) Loans
If your business borrowed through the SBA and can no longer keep up, an SBA Offer in Compromise (OIC) may resolve the balance for less than the full amount owed. Majors Law Group, P.C. provides legal services and legal representation to business owners and personal guarantors facing SBA EIDL loan defaults, SBA 7(a) loan defaults, Treasury referral, and administrative wage garnishment. Our attorneys prepare and present the compromise package, communicate with the SBA loan servicing center and the lender, and advocate for terms your business can actually live with.
When an SBA Offer in Compromise May Apply
- The business has ceased operations or can no longer service the SBA loan
- Collateral has been liquidated or has little remaining value
- You received an SBA demand letter, 60-day notice, or Treasury referral notice
- You signed a personal guaranty on an EIDL or 7(a) loan
- Your loan has been accelerated and the lender is pursuing the guarantor
What Our SBA Attorneys Do For You
An SBA Offer in Compromise is a formal, document-heavy submission. It generally requires SBA Form 1150, a personal financial statement, tax returns, proof of income, and a supportable explanation of hardship and collateral value. Our attorneys assemble that record, draft the legal argument for the offer amount, respond to counteroffers, and represent you in negotiations with the lender, the SBA, and Treasury where applicable. We also evaluate whether an OIC, a workout, a restructuring, or a bankruptcy filing gives you the strongest outcome — and we tell you honestly which one fits.
Offer in Compromise or Bankruptcy?
For many owners, the SBA obligation is only part of the picture. Business credit cards, merchant cash advances, equipment loans, tax debt, and personal guarantees often overlap. Because our firm handles both SBA matters and Chapter 7 and Chapter 13 bankruptcy in Arizona and Washington, we can compare an SBA compromise against a bankruptcy discharge or reorganization side by side, rather than pushing you toward the only tool on the shelf.
Free Consultation With an SBA Loan Attorney
There are real deadlines in SBA collection — a 60-day review notice or a Treasury referral can close doors quickly. Book a free consultation with our attorneys in Arizona or Washington and we will review your loan documents, your guaranty, and your options at no cost.
The Attorneys Handling Your Business Debt
Business loan defaults touch personal guarantees, tax debt, and sometimes bankruptcy at the same time. Our attorneys handle all of it in house across Arizona and Washington.
Dominic Majors, Esq.
Owner & Founding Attorney
Licensed in Arizona, California, & Washington
Garrett Johnson, Esq.
Supervising Personal Injury Attorney
Licensed in Arizona and Washington
Shawna Reynolds, Esq.
Associate Attorney
Licensed in Arizona and Washington
Kyle Packer
Associate Attorney
Licensed in Arizona
Celina Cardenas, Esq.
Associate Attorney
Licensed in Arizona
John Laris Esq.
Bankruptcy Attorney
Licensed in Washington
We Do the Document Chasing For You
Paperwork is the number one reason cases stall. We make the filing experience painless and affordable by collecting what is needed for you.
Secure document gathering with Plaid
We can connect your accounts through Plaid so statements and transaction histories come over securely, without you digging through months of paperwork.
We help retrieve bank records and paystubs
If records are missing, our team helps you request bank records, paystubs, and income documentation from your bank or employer so nothing holds up your case.
Painless, affordable, attorney-reviewed
Powered by bankruptcy.ai, our intake technology organizes your documents while our attorneys review every file and remain responsible for your representation.
Start Today for $0 Down
$0 Down to Start, With Payment Plans That Fit Your Budget
Cost should not be the reason you stay stuck. We make getting started simple, affordable, and almost entirely paperwork-free.
$0 Down to Get Started
You do not need money saved up to begin. We start your case with nothing down, so protection can begin now instead of months from now.
Affordable Payment Plans
Fees are spread into flat, predictable monthly payments built around what your budget can actually handle. No surprises, no hourly billing.
We Make the Process Easy
Our bankruptcy.ai-powered intake gathers your documents for you, most meetings happen by phone or video, and your attorney handles the rest.
Book Your Free Consultation
Anyone can book directly on our calendars — no cost and no obligation. Pick the office that is most convenient for you and choose a time that fits your schedule.
Testimonials
What People are Saying
“These guys (and gals) are awesome.”
"Always super responsive, very friendly - and you can tell they genuinely care. My process was (shockingly) pain-free, which speaks volumes. I seriously can't say enough good things!"
Jesse K.
“Majors Law Group was great!”
"Anytime we had a question or needed help throughout the process, they responded quickly and with up to date information. They made the process very seamless and easy! Thank you! "
Mitch Loar
“Dom and his crew are absolutely amazing.”
"They were always there every step of the way. Will always recommend their services to anyone in need."
Justin Lewis
“Majors law group is the very best!”
"Not only are they always willing to answer any little or big questions you may have the staff is very knowledgeable and professional . I appreciate every single one of you . Thank you so much ! I definitely do recommend them to everyone in need."
Julia Gutierrez