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Washington Bankruptcy Exemptions

Did Washington's bankruptcy exemption amounts change in 2025?

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Yes. The 2025 legislature (2025 c 391) updated RCW 6.15.010 effective July 1, 2025, with significantly higher personal property exemptions: household goods $6,500 per spouse; a $10,000 bankruptcy wildcard; $15,000 aggregate motor vehicle equity; $15,000 tools of trade; $3,500 furs and jewelry; $3,500 private libraries; and phones, computers, and printers with no cap at all.

Personal injury proceeds also became uncapped in bankruptcy cases — a major change for injured debtors.

The petition date controls which figures apply: cases filed before July 1, 2025 use the old amounts; cases filed after use the new ones. If you're planning a filing, these updated numbers are the ones that matter now.

This page is general legal information, not legal advice, and does not create an attorney-client relationship. Exemption figures were verified against official sources in August 2026; inflation-adjusted amounts (including Arizona's Prop 209 figures and county median homestead values) are computed estimates that change annually and should be confirmed by an attorney for your petition date. Contact Majors Law Group, P.C. for advice about your specific situation.

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Majors Law Group

Washington

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Monday - Friday 8:00am - 6:00pm

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(855) 603-3300

Privacy Policy|Accessibility Statement

We Are a 100% Electronic Law Office

Because the courts and trustees require everything to be submitted electronically, Majors Law Group operates fully electronically. Currently, nearly all bankruptcy trustees require submission of documents electronically. If you are not able to provide documents electronically, contact us to see what options are available. Clients are required to provide their information and documents electronically — we do not accept physical documents and will not make copies for you. Our platform uses iSoftpull for pulling credit, and will use Plaid to pull credit reports and financial information, to make gathering your information simple and secure. Clients engaging Majors Law Group must agree to the use of electronic documents.

All of our offices and locations are by appointment only, based on firm availability — no walk-ins. All information and documents must be submitted online through our secure client portal.

Majors Law Group, P.C. accepts cases in Arizona and Washington only. Any reference to licensure in another state describes an individual attorney's bar admission and does not mean the firm accepts cases there.

The information on this website is for general informational purposes only and should not be taken as legal advice for any individual case or situation. Viewing or receiving this information does not create an attorney-client relationship. Majors Law Group is a debt relief agency assisting individuals in filing for bankruptcy under the U.S. Bankruptcy Code. While we are committed to providing strong legal representation, Majors Law Group does not guarantee results, nor does it imply or indicate that we win all cases. Each case is unique, and outcomes depend on various factors.

Personal Injury Cases: Results are not guaranteed. Any reference to millions recovered for past clients reflects the collective work of our associates over their entire careers and does not imply a guaranteed outcome in any specific case.

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Technology & AI Disclosure: Majors Law Group, P.C. uses artificial-intelligence (.ai) tools, including AI-assisted intake software and Betty, our virtual intake assistant, to help gather information, organize documents and keep clients informed. These tools do not provide legal advice, are not attorneys, and are not a substitute for an attorney. All legal advice, case evaluations, recommendations and decisions are made exclusively by a licensed attorney at Majors Law Group, who reviews your file and remains responsible for your case. Use of our AI tools does not create an attorney-client relationship.

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