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Washington Bankruptcy Exemptions

What is the King County homestead exemption for 2026 bankruptcy filings?

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For bankruptcy petitions filed in 2026, the homestead exemption in King County is approximately $940,000 — the 2025 countywide median single-family home price as determined under RCW 6.13.030.

That means a Seattle, Bellevue, or Kent homeowner can protect up to $940,000 of equity in their primary residence when filing Chapter 7 or Chapter 13 bankruptcy. Very few King County homeowners have more equity than the exemption covers.

The amount resets each year based on the prior year's median, so the petition date determines which figure applies. Compare: Snohomish County is approximately $755,000 and Pierce County approximately $560,000 for 2026 filings.

This page is general legal information, not legal advice, and does not create an attorney-client relationship. Exemption figures were verified against official sources in August 2026; inflation-adjusted amounts (including Arizona's Prop 209 figures and county median homestead values) are computed estimates that change annually and should be confirmed by an attorney for your petition date. Contact Majors Law Group, P.C. for advice about your specific situation.

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Majors Law Group

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Because the courts and trustees require everything to be submitted electronically, Majors Law Group operates fully electronically. Currently, nearly all bankruptcy trustees require submission of documents electronically. If you are not able to provide documents electronically, contact us to see what options are available. Clients are required to provide their information and documents electronically — we do not accept physical documents and will not make copies for you. Our platform uses iSoftpull for pulling credit, and will use Plaid to pull credit reports and financial information, to make gathering your information simple and secure. Clients engaging Majors Law Group must agree to the use of electronic documents.

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Majors Law Group, P.C. accepts cases in Arizona and Washington only. Any reference to licensure in another state describes an individual attorney's bar admission and does not mean the firm accepts cases there.

The information on this website is for general informational purposes only and should not be taken as legal advice for any individual case or situation. Viewing or receiving this information does not create an attorney-client relationship. Majors Law Group is a debt relief agency assisting individuals in filing for bankruptcy under the U.S. Bankruptcy Code. While we are committed to providing strong legal representation, Majors Law Group does not guarantee results, nor does it imply or indicate that we win all cases. Each case is unique, and outcomes depend on various factors.

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